Plans & pricing

Add every expense by just chatting.

Xpenote’s AI turns a sentence into a tracked expense. Start free with 10 chats a day — or go Pro and log your whole life by talking.

✓ Free to start, no card · ✓ Cancel anytime
Free
₹0 forever

Everything you need to track and split — with a daily taste of AI chat.

Download free
✓ 10 AI chat requests / day
i Ad-supported — go ad-free with Pro
✓ Unlimited goals, expenses & splits
✓ Settle up + global summary
✓ Multi-currency
Pro
★ Most popular
₹49 / month

10× the chats. Log every coffee, cab and dinner the moment it happens.

Go Pro
✓ 100 AI chat requests / day
✓ Everything in Free, plus no ads
✓ Attach screenshots, CSV & PDF to the AI
✓ AI insights into your spending
✓ Priority cloud models — faster & smarter
✓ Early access to new features

A request is one message to the AI assistant. Adding and editing expenses by hand is always unlimited and free.

what 100 a day looks like

That’s 3,000 expenses a month — logged by talking.

No forms, no menus, no “add transaction” taps. Just say what you spent and Xpenote files it under the right goal and category.

100/day
on Pro
~3s
to log an expense
₹0
no card to start
Coffee ₹120 ☕
Uber to office ₹340
Logged 2 expenses to Daily ✓
Split dinner ₹2,400 with 4 friends
Each owes ₹600 · added to Goa Trip ✓

Compare the plans

Feature Free Pro
AI chat requests / day10100
Manual expense entryUnlimitedUnlimited
Goals, expenses & splitsUnlimitedUnlimited
Settle up + global summary✓✓
Multi-currency✓✓
AdsShownNo ads
Attach screenshots, CSV & PDF to AI—✓
AI spending insights—✓
Cloud model speedStandardPriority
Early access features—✓
Price₹0₹49/mo

Questions, answered

What counts as a request?
Each message you send to the AI assistant counts as one request. Adding or editing an expense by hand never counts toward your daily limit.
Do I need an internet connection?
The AI assistant needs a connection to chat. You can still add and edit expenses manually offline — only AI chat requires internet.
What happens when I hit my daily limit?
The AI assistant pauses until the next day. Manual entry keeps working, so you’re never blocked from logging an expense.
Will I see ads?
Free and guest users see occasional ads, which help keep the app running. Going Pro removes every ad.
What can I attach to the AI?
On Pro, you can attach a screenshot, CSV or PDF and the AI reads it — perfect for receipts or bank statements. You also get AI insights that spot trends in your spending.
Can I cancel anytime?
Anytime, no lock-in. Your expense data stays on your device either way.

Try it free. Go Pro when chatting becomes a habit.

No account, no card to start. 10 AI chats a day, free forever.

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